Name: H2rx. Descripton:H2Rx is NOT an insurance program it is a membership program that allows you to join with other H2Rx members to significantly decrease drug costs. Because H2Rx is not insurance, there are no age limits and no restrictions on pre-existing medications. H2Rx is not a health insurance policy and the H2Rx discounts are available only through the H2Rx Pharmacy. Members are obligated to pay for all health care services but will receive a discount only from the H2Rx Pharmacy. "Our costs" mean the acquisition cost of the medication plus a fill fee. The fill fee is a standard fee covering the costs of dispensing and shipping. Using this pricing structure, you as an H2Rx member would in effect pay what H2Rx Pharmacy pays to provide you the mediation – thus "you pay what we pay."