Gephardt Approved

Business Details


When Tobi and I started City Creek Mortgage in 1998, we set out to create a unique mortgage experience for our clients. We realized that many people have home loans, but few have true professionals who are ensuring their loans are properly structured and managed. In addition, there are not many homeowners who have advisors teaching them cash flow and debt management. As a result, many families are in crisis.

A properly structured mortgage is one of the cornerstones to financially empowered families. When families pay more interest than they should, or pay a higher allocation of their monthly income to service their obligations than fits within budget, challenges arise. Often, the consequences of mismanaged cash flow and net worth extend far beyond a family’s personal financial statement. Our purpose is based on empowering people and families to live comfortably and securely, and to make wise financial decisions to help prevent the unintended consequences of poor financial choices and habits.

As one of the top mortgage planners in Utah, we have a team of highly skilled and talented professionals designed to provide world-class advice and service to our clients. We specialize in all types of residential mortgage loans, for every homeowner. As Wealthcare Professionals, we are honored to serve those looking to purchase a home or refinance their mortgage.

Hours of Operations

Monday - Friday 8:00am - 5:00pm

Reviews (9)

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great service!

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We did a loan with City Creek in record time for an incredibly low price! The title company however, made an error and dispersed double property tax payments. We struggled to resolve this with the title company (Magellan Title) and several weeks into this, Brandi GEIGER from City Creek called to check on us. We told her that our loan experience with City Creek was great but that we were having trouble getting our money back from the title company. Brandi called them right away and we were able to pick up a check the very next morning! WOW!! Would most definitely recommend City Creek.


Best Mortgage Company in Utah

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Our first experience with City Creek was about 8 years ago. One of our neighbors recommended them when they heard we wanted to refinance. Initially we were only comparing information between City Creek and our current lender, never expecting to actually change lenders. We told Mike our intentions and he still took the time to help us. He explained everything about the process and never once seemed bothered about how many questions we had. He actually educated us, knowing that our business was likely going somewhere else. In the end, we chose to go with City Creek. The service we received was above and beyond anything we could have expected.. When we needed services again we didn't even look anywhere else. From start to finish everyone took care of us and we continue to recommend City Creek to everyone we know. If you want honest service and wonderful people helping you navigate the confusing world of mortgages look no further. City Creek is the best!



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Linda, and Valerie was fantastic. We were on contract and closed in under 3 weeks. I own multiple properties and have used multiple mortgage companies. I will never use another company again. They are the best hands down in Utah!!!


Outstanding Service

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City Creek Mortgage has been providing amazing service to me and my family for years. The staff is very professional and eager to help in any way they can. City Creek goes above and beyond expected levels of service I would recommend them to anyone looking for real estate financing.


City Creek Mortgage is the place to go

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We wanted to lower our monthly mortgage payment and recently had a bad experience with trying to refinance so we weren't sure where to find a reputable company. My husband saw an outdoor advertisement for City Creek Mortgage so we checked them out on the internet and found they were Gephardt approved, which seemed a good place to start. We met with Dave Kent on October 3rd and on October 23rd we closed on our re-finance with a mortgage payment $168 less per month, which for retired people is a big savings. The whole process was professional, pleasant and easy. On the 3rd we were dreading the process, on the 23rd we commented on how it was actually fun. All of the staff at City Creek Mortgage were patient, willing to help and most knowledgeable about the process. We were kept informed throughout about the status of our application and they had warm cookies and VIP parking for us when we went to sign the papers. City Creek Mortgage is the place to go for mortgage services.

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