Name: Russ Cottam - Mortgage Loan Master. Descripton:Russ Cottam has been a full time mortgage loan officer for over 10 years in Utah. Russ provides all mortgage loan types from FHA, Conventional, VA and many great first time home buyer programs at excellent mortgage rates. Call Russ or visit www.cottamloan.com and get in the the right mortgage loan the first time! Get your free quotes and free pre-qualification for your Mortgage Loan! NMLS #149728 Rating of 5.0000 based on 7 reviews.