Name: Actium Utah's Hard Money Lenders. Descripton:Actium Loans & Investments Borrowers: http://actiumpartners.com/bridge-loans/ Investors: http://actiumfunds.com/ Land LoanVacant land can help you obtain the funds to finance your needs.Borrower profile: Did you recently inherit land? Put that land to work to finance your business. Do you own lots of farm land, but need new equipment? Use your land to finance your agricultural needs.BRIDGE LOANThis loan is tailored for short-term funds for business financing. Unlike a bank loan, our bridge loans are quick closing so that you can have immediate financing.Borrower profile: If your cash flow is temporarily delayed or halted, this is the loan for you.REAL ESTATE LOANYou are eligible for a real estate loan as long as you do not live in the property you are taking a loan against. We call these loans non-owner occupied loans. If you own rentals or commercial buildings, you can get a collateral loan from Actium.Use your real estate property for short-term business financing.Borrower profile: Do you need cash to finance more rentals or commercial buildings? Use your current rentals and commercial property as an investment for future cash flow.INVESTMENT APPROACHActium makes loans secured by first-position liens on real estate. We provide accredited investors with returns combining the characteristics of other fixed-income assets and the protection of real estate collateral.The Actium team started making loans secured by real estate in 2004. They opened their activities to outside investors with the Actium High Yield Loan Fund (Fund I) in 2014. Due to the success of Fund I and continued demand for loans, Actium has launched Actium High Yield Loan Fund II.Our borrowers are companies or individuals with real estate collateral who have limited access to traditional credit markets due to an urgent need, lack of relationships or uneven cash flow.Our loans are usually written with a maturity of one year with historical interest rates of 12-13% plus origination fees.