Name: Sun Valley Mortgage Services By Leif. Descripton:---I help clients refinance their mortgages including people who are upside down in their current loan*. I can help lower monthly payments, lower your rate, or even get rid of PMI. I help customers shorten the term of their loan, get cash out to help payoff bills or remodel. I also do purchase loans and have access to local down payment assistance programs. I can typically pre-qualify you within minutes of an application letting you know exactly what we will need to complete your purchase or refinance. I work with several different builders and realtors to help you make this transition as easy as possible. I am also experienced with repairing credit!---*If you're mortgage is currently guaranteed by FHA, Fannie Mae or Freddie Mac (not where you make your payment) I can help you understand the options and programs our government has in place to help people paying higher interest rates get into a lower rate/payment even when upside down in your home. In many cases we refinance these loans without needing an appraisal(which I know sounds to good to be true but is a fact, I can prove it). If you suspect or would like help finding out if you currently have a loan that qualifies for one of these programs let me show you your options (these have very forgiving and lenient qualification criteria's)---Rates are at an all time low and there is no better time than now to refinance or purchase a home! No cost for an application and pre-approval letters can be sent within minutes. Contact me today to see what I can do for you!---Like my Facebook Page for more information and industry updates!---Work with me in confidence, check out my credentials via the NMLS here: http://www.nmlsconsumeraccess.orgNMLS ID: 310019 Rating of 5.0000 based on 7 reviews.