Name: Title Loans. Descripton: A title loan is a simple loan that uses your car as collateral. For people with limited credit history, poor credit or simply in need of a quick loan without all the hassles of dealing with a big bank, title loans are an excellent funding source. You keep your car during the term of the loan. The application process is about is 15 minutes and if approved you walk out with a check. You need: A clear title, proof insurance and employment, driver\'s license, and the vehicle for inspection. Contact us today.