Believe it or not, the creditor does not want to go to court just like you. It will involve court costs, legal fees and time investment on both parties. However, they have no choice but to get the judge to force you to pay by seizing your assets.
Unless you reach an agreement through debt mediation or settlement. If you haven’t done it yet, this is the right time to get a debt relief expert to help you out. They will review your finances and offer the creditor a payment plan that you are able to afford.
The role of a Financial Counsellor is simply to mediate between yourself and your bank with the aim to set up an ongoing payment arrangement and or a lump sum under Hardship circumstances. The reason why people use the service of a Financial Counsellor is that they are much better informed of your rights under the NCCP laws.
CALL NOW FOR MORE INFORMATION. YOU HAVE NOTHING TO LOSS, AND ALL TO GAIN.