Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.
An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.
Being in the insurance/investment industry since 1999 I have seen many highs and lows in the economy. I have enjoyed working with my clients during these volatile times to provide security and assurance for the future. I love the challenge of finding the best coverage for the best price to meet my clients needs. If I can't provide better coverage for a better price, then I enjoy being honest with them about their good position. Many times this honesty results in further business which I am happy to have. I understand that doing what is in the best interest of the client is the most important thing in my industry.