We are an organization dedicated to help you exercise the right that you have as a consumer in regards to your credit.
There are may benefits as consumers and sometimes it's difficult to find what they are, such as your Credit Benefits, your Credit Score, and your Reports. Probably one of the most Essential parts of a better lifestyle.
ALTA CREDIT ASSISTANCE creates the access to those benefits by helping you exercise your rights in the Credit industry.
It is our duty to help and assist you in achieving the goal in mind.
Many consumers are under the impression that there is nothing that can be done to change the information in your credit reports. Fortunately, this is not true. Federal law gives you the right to have inaccurate information on your credit report corrected. You are responsible for ensuring that your credit reports accurately represent your behavior as a consumer.
The Fair Credit Reporting Act (FCRA) gives you the right to contact credit bureaus directly and dispute negative items from your report. You can dispute any and all items that are inaccurate, misleading, biased, incomplete or unverifiable (questionable items). If the bureaus can not verify that the information in their reports are incorrect fact, then those items must be deleted.
Disputing items on your credit report should be easy, but many consumers give up before they see results. They do not have time to learn their rights to protection of consumers and the relevant definition of a status-based attack plan, and your search for credit justice ends in frustration. That's where it comes into play
We will do everything necessary for you to have success in your efforts to fix your credit.