Celtic Bank, headquartered in Salt Lake City, UT, is a FDIC insured bank lending in all 50 states.
Celtic Bank is a direct lender - not a mortgage broker. Therefore, we are able to provide you with the most competitive interest rates and low lender fees, combined with excellent customer service.
Celtic Bank is different because "WE SAY YES". When other lenders say NO to jumbo sized loans or rural manufacturing / modular housing, WE SAY YES. You can count on Celtic Bank and Randall Farr.
- 97% Conventional Loan w/ as low as 620 FICO
- 100% Purchase (NO Down Payment & NO MIP) w/ VA or USDA
- FHA Loans w/ as low as 580 FICO
- VA Loans w/ as low as 600 FICO
- JUMBO Loans to $2Million
- FHA Streamlines to 125% CLTV
- HARP Loans to 150% LTV (Will accept loans with MI)
- Non Owner Occupied (NOO) FHA Streamlines allowed
- Condo FHA Streamlines without HOA Cert
For many years, I have been known as a banker who works hard to exceed my borrower's expectations. Be assured that I will give you the best rates & terms with unsurpassed "World-Class Service".
Randall Farr, Sr. Loan Officer – NMLS # 1042606
Celtic Bank – NMLS # 500016