Celtic Bank - Randall Farr Senior Loan Officer

268 S State Street, Salt Lake City, UT 84111


This business has not provided hours of operation.

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General Info

Celtic Bank, headquartered in Salt Lake City, UT, is a FDIC insured bank lending in all 50 states.

Celtic Bank provides financing for home purchases, lot purchase & new home construction combination, HARP, VA & FHA STREAMLINE and conventional refinancing. We offer the most up-to-date lending programs with everything from FHA, VA, and USDA government insured loans to conventional and residential lot purchase & new home construction loans packages.

Celtic Bank is a direct lender - not a mortgage broker. Therefore, we are able to provide you with the most competitive interest rates and low lender fees, combined with excellent customer service.

Celtic Bank has expert in-house underwriting & processing. Therefore, we are able to close loans in a few weeks, whereas most other lenders are taking 60 to 90 days to close. That's why Realtor's really love our 15 day "quick-turnaround" closing process.

Celtic Bank is different because "WE SAY YES". When other lenders say NO to jumbo sized loans or rural manufacturing / modular housing, WE SAY YES. You can count on Celtic Bank and Randall Farr.


  • 97% Conventional Loan w/ as low as 620 FICO
  • 100% Purchase (NO Down Payment & NO MIP) w/ VA or USDA
  • FHA Loans w/ as low as 580 FICO
  • VA Loans w/ as low as 600 FICO
  • JUMBO Loans to $2Million


  • FHA Streamlines to 125% CLTV
  • HARP Loans to 150% LTV (Will accept loans with MI)
  • Non Owner Occupied (NOO) FHA Streamlines allowed
  • Condo FHA Streamlines without HOA Cert

For many years, I have been known as a banker who works hard to exceed my borrower's expectations. Be assured that I will give you the best rates & terms with unsurpassed "World-Class Service".

For more information about Celtic Bank, go to – https://www.celticbank.com/about-us

You can see more about me on LinkedIn; go to – http://www.linkedin.com/pub/randall-farr/12/437/93a

Randall Farr, Sr. Loan Officer – NMLS # 1042606

Celtic Bank – NMLS # 500016

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