Hours

Monday - Friday 9:00am - 5:00pm

Business License #

General Info

Craig Valgardson is an all time Mortgage Officer Enthusiast since 2006 who works with homeowners to tailor a loan specific to their needs.

NMLS #296867

http://www.craigloansutah.com

The following is a partial list of programs offered, please contact me at 801-368-5896, craig.valgardson@chl.cc

  • FHA Mortgages
  • VA Mortgages
  • Conventional
  • Utah Housing Loans
  • Rural Housing Loans
  • Home Renovation Loan
  • Jumbo Loans

Conventional

Traditional loan programs that usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.

Utah Housing Loans

100% Financing available. First time Homebuyers. These low cost, low interest mortgage loan enable more people to invest in their own homes.

Rural Housing Loans

100% Financing available. Low- and moderate income people can qualify for mortgage without a down payment.

Home Renovation Loan

Jumbo Loans

Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full document, alternate documentation and limited documentation.

Cash out and No cash out refinance are allowable. Single family detached, Condo's, PUD's and single-family second homes can be financed with no prepayment penalty.

FHA Mortgage

Backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little as 3.5% down payment - and they can even finance "allowable" closing costs. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs.

VA Mortgages

Backed by the Veterans Administration and the federal government, it is similar to FHA except that you have to be a qualified Veteran or military person.

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Coupons

Craig Valgardson With Citywide Home Loans

Holiday Special

Skip a payment for Christmas. REFINANCE TODAY!!!
Skip a payment for Christmas. REFINANCE TODAY!!!
Use code: RefinanceHolidaySpecial
Expires: 2014-01-02

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