Deseret First Credit Union would like to invite you to experience the difference of Deseret First. We value our members and the communities we serve. Credit unions like Deseret First are not-for-profit cooperatives owned by the very people we serve, members just like you. We seek the best return for our members. We do not exist to enrich a small group of shareholders. Our members also vote for a democratically elected volunteer Board of Directors; it’s democracy in action - for the people by the people! Credit unions return earnings to members in the form of higher rates on deposit accounts, lower interest rates on loans, and low to no fees. Another significant difference of credit unions is cooperation and easy access. Credit unions cooperate with each other because we think everyone should be in a credit union, regardless of which one you choose. Deseret First, like many other credit unions, participates in Shared Branch networks that allow members of one credit union to conduct transactions at other participating credit unions nationwide. We also link our ATMs to help our members avoid costly ATM surcharges when using another credit union’s ATMs. Deseret First Credit Union is here for you no matter where you go and what you do at each stage in life-- from going to college, serving a mission, picking out your first car, or buying a home. No matter where life takes you, Deseret First Credit Union is here.