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Consultant who helps people to understand their health insurance options and coaches people on how to reduce their medical bills or how to challenge a claim denial from an insurance company. Need help understanding the difference between HMO's, PPO's and POS plans? Confused about prescription drug coverage? Insurance company's Explanation of Benefits (EOB) convoluted mumbo jumbo? Need help understanding Medicare parts A, B and/or D ?

No selling of any kind. I do not represent any insurance company or health care/medical entity. The consulting work is strictly a public service. I have worked in health care for over 30 years and I have a Master's public health degree in health resources management.

FREE initial consultation regarding your personal health insurance or medical bill issue. If follow-up is necessary, a fee will be discussed up front.

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