A Group Health Insurance and Individual Health insurance expert. I have national and local Certification in PPACA (health reform law). I can quote all carriers doing business in Utah and I can help you save money both on the Exchanges and private health markets in Utah. Plan selection and carrier choice will be more complicated due to reform. I will be able to help you choose the best path including through any government program. Let’s evaluate the impact of health reform on your cost whether you are group or individual.