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General Info

As a broker, we have more options with better choices for our clients because we represent many carriers. 

Many people have been turned them down and don’t know there are more options than many more insurance companies.

Our goal is to find the right solution based on each client’s needs.  Our commitment is to help each client get the right coverage that best suits their individual needs, for some clients it’s saving money on their policies. For others, it’s getting the right coverage based on their set of circumstances.

Life Insurance

  • Term Life Insurance (5, 10, 15, 20, 25, 30 Year Terms available)
  • Final Expense Life Insurance
  • No Medical Life Insurance
  • Guaranteed issue Life Insurance
  • Smokers Life Insurance
  • Life Insurance with Living Benefits
  • Indexed Univesal Life Insurance -

  • Permanant (Whole) Life Insurance - Guaranteed to age 100
  • Disability Insurance

    Protect your paycheck in case of any disability

    If you are not protecting your Mortgage, Utilities and Groceries, your are vulnerable to filing for bankruptcy in case of an unexpected occuarance in life.

    A disability can be any sickiness, cancer, a physical ailment etc. that doesn't allow you to perform your jobs duties.

    Some disability plans are for any job and some are for your specific job.

    Lenght of coverage available:

    2 years, 3 years, 4 years, 5 years,

    (Up to age 62 or age 65) - Only available for certain professions and underwriting classes.

    Waiting periods available:

    0 day, 30 day, 60 day, 90 day, 180 day, 360 day

    Professions

    • Docotors
    • Surgeons
    • Dentists
    • Nurses
    • White color jobs

  • Blue Colar jobs
  • Policeman
  • Fireman
  • Truck Drivers

  • Many other professions

  • Long Term Care Insurance

    Long Term Care Insurance is a coupon when care is needed.

    Can be used in:

    • In your own home

  • In care facilitues
  • Many types of long term care plans avialble.

    Annuities

    • Indexed Annuities
    • Fixed Annuities

    Insure My Life Right is an independent insurance agency.

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