Monday - Friday 9:00am - 5:00pm

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My name is Scot Andrews, N M L S #282349.

This is my 10th year as a Licensed Mortgage Loan Officer. I graduated from the University of Utah in Economics. I have a passion for Real Estate. My interest in real estate started when I was in High School after reading a book on Real Estate Investing. This led to me purchasing my first duplex when I was 22 years old. I started my own brokerage almost two years ago, MORTGAGE GENIE, NMLS License # 1108268. One of the BEST DECISIONS I ever made.

I can answer your questions, educate you to avoid common financing mistakes, and facilitate making a sound decision on financing your home.

Feel free to text or call me at 8018318783. 9 am to 9 pm. I love talking about real estate investments.


Which mortgage loan is right for you? CONVENTIONAL, FHA, VA, USDA?

What is the difference in the cost of a mortgage loan between a 30 year and 15 year term?

What is Mortgage Insurance? How can I lower my cost of Mortgage Insurance?


How much funds are required for a Down Payment?

What are acceptable sources of FUNDS for a DOWN PAYMENT on a home?

What are the requirements for documenting seasoned source of funds for a down payment? Does this apply to me?

What are Third Party Closing Costs?

What is a Pre-qualification Letter? How soon do I need to get Pre-Qualified?


When does it make good cents to Refinance a mortgage loan?

The guidelines for Cash Out Refinances have changed. What options do I have?

Can I eliminate my Conventional and FHA Mortgage Insurance now?

Are Property Values up in my neighborhood?

Text or call me with your questions. Here is my number, 8018318783. 9 am to 9 pm.


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