Need to purchase a new home or refinance?? I have been in the busines over 15 years now. Pacific Union Financial is a leading lender for FHA/VA and USDA Loans not to mention CONVENTIONAL loans as well. I offer excellent service, great follow-up, and good old fashion"tell the truth kind" of business associate you want to work with! My company is a DIRECT lender for Fannie/Freddie & Ginnie so we WON'T sell your loan off to someone else to service your loan. Call today for a FREE estimate or work up.