Name: Platinum Payments. Descripton:Here at Platinum payments believe you should never have to wonder if you are getting a good rate on your merchant account, or pay a cancelation fee if you find out your business is getting ripped off by your processor. We believe a contract should NOT be used to keep our customers around. We keep them arround with incentives like... WHAT WE OFFER: No contractsLow guaranteed rateMobile PaymentsWireless card machinesOnline E-commerceVirtual terminalsGift and Loyalty cardsATM machinesCredit/Debit card processingCash Advance ServicesReferral RewardsWe promote an Interchange plus model of business to ensure you are getting the very best rate possible. HOW IT WORKS: Interchange plus is where a nominal markup is applied directly to interchange fees published by Visa, MasterCard, and Discover.