Mortgage Loan Especialist For ITIN Borrowers

1441 N. 1200 W, Orem, UT 84057


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General Info

ITIN Loan Requirements

The exact loan requirements will depend on the lender.  You should expect to be required to provide the following with any ITIN mortgage lender:

  • Credit – Consider the nature of ITIN loans, there are flexible credit requirements.  Many lenders will consider using alternative forms of credit documentation, such as utility and phone bills.
  • Employment – You will need to provide proof of 2 years of consistent employment.
  • Tax Returns – Your lender will want to see the last 2 years of tax returns (W-2 or 1099).
  • Identification – A copy of your ITIN card, as well as a drivers license or passport will likely be required by any lender.
  • Bank Statements – Expect to need to provide between 2-6 bank statements.  The exact number of bank statements you will need to provide will depend on the specific lender you apply with.

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