Name: Orem Mortgage Primary Residential Mortgage, Inc.. Descripton:We are running a promotion right now where we lowered our minimum scores.620 score for 100% financing580 fico score for 3.5% down payment500 scores for 10% down payment.We will give you a free credit report. No obligation. Even if you have been turned down in the past we want to talk to you. We can help you fix your credit. We can get approvals that other lenders can't.