Name: Steve Johnston - American Pacific Mortgage. Descripton:We are a direct lenderso there are no broker’s fees or middle man adding costs and fees. We pride ourselves in our “client for life service” and educating you throughout the process from the beginning in making sure your credit is ready to years down the road after closing. We have our own in house processors and underwriters to assist in getting your loan closed quickly. We can assist with Conventional, Jumbo, FHA, VA, USDA, Manufactured Homes and Utah Housing loans to your unique situation and financial goals. Refinance rates are still great. Call, email or go to stevej.ranlife.com and fill out the application to see how low of a rate you can get with your unique situation. Do you need to consolidate or get cash out? Do you want to get rid of your mortgage insurance? No problem, let’s talk, call Steve he will assist you in meeting your specific goals and needs. Purchase rates are great, even on second homes and investment properties. Call, email or go to www.americanpacificmortgage.com/stevejohnston and fill out the application to see how low of a rate you can get with your unique situation. Amazing new construction program right now! Ask Steve about the details on this amazing deal! Awesome VA loan for those that are in or have been serving our Country! Thank you to all those that have served or are serving our Country! We can even do manufactured home loans! Excellent credit or not you can call, email, or text Steve he will be able to get you going with the best possible solution for your unique financial situation and goals. Steve Johnston NMLS #768306 American Pacific Mortgage NMLS#1850 *Certain restrictions may apply. All loan programs and specials are subject to credit approval and actual savings will depend on eligibility. Program guidelines are subject to change without notice. New Build incentive valid through 3.31.2014.