Name: Steve Summers With Graystone Mortgage. Descripton:This is Steve Summers and I've been helping people obtain home loans for over 15 years. My company, Graystone Mortgage, has been Utah's best correspondent lender for 18 years. What this means is you have access to the best bank programs & rates with the ability to do things other lenders just plain can't! Our free grant program provides up to $15,000 in free grant funds and you do not even have to be a first time home buyer! Our 203k programs let you fix up a new home or current home you own without paying for the improvements first, saving you money! We have stated income loans for our self employed borrowers that do not require tax returns only 12 mo bank statements! Our Jumbo loan programs go up to $2 million with loan-to-values as low as 80%. We offer VA programs with no downpayment, no mortgage insurance & great terms for purchase or refinance. Our Second and Investment property programs let you buy for as little as 10% down. And so much more.. Lastly, I primarily depend on referrals from clients/friends for my future and it colors the whole way I do business. I will work to earn your business for life. Check out my site loans4life.com or call today to find out what I can do for you.