Medicare and Medicaid can be complicated and confusing. Questions run from "What are the penalties for not signing up for Medicare at age 65?" to "Will my Medicare cover all my medical needs?" If you or a loved one is 65 or older or about to turn 65 in the next year, give me a call for a free consultation to learn what you are entitled to and how you can navigate through your options. I am a licensed sales agent in the state of Utah.